Homeowners insurance only covers damage to an air-conditioning unit as a result of a covered peril (hazard) listed in your policy. Depending on the type of unit, AC is either part of your home's ...

If your house has a heat pump, its compressor is in a housing somewhere outside the house. Since a heat pump provides heat in the winter as well as cool air in the summer, there’s no question about ...

When the cold weather arrives, you might think it's a good idea to cover your AC unit, protecting it from the dropping temperature. But covering it up might actually be a terrible idea, for several ...