Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

See the tax advantages and downsides.

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

An accelerated death benefit rider can give you access to a portion of your life insurance death benefit if you’re diagnosed with a terminal or chronic illness. Generally, to qualify for the death ...

It can be expensive to age in America – especially if you end up needing long-term care in a nursing home or via an in-home health care worker. One year in a private nursing home room, for example, ...

Cassie is a former deputy editor who collaborated with teams around the world while living in the beautiful hills of Kentucky. Focusing on bringing growth to small businesses, she is passionate about ...

Life is long and there is a good chance that as you get older you'll need some help taking care of yourself and your personal needs. Unfortunately, getting the kind of care you need can be expensive ...