The National Pension System has undergone one of its biggest transformations in 2025, with flexible withdrawals, expanded ...

The Pension Fund Regulatory and Development Authority has updated the National Pension System. New guidelines expand ...

Under the revised guidelines, pension funds must invest contributions prudently across several regulated asset categories.

NPS was introduced by the Central Government to help individuals have income in the form of a pension to take care of their retirement needs. The National Pension System scheme is structured into two ...

The government employees who are subscribers of NPS, UPS, and APY can invest up to five percent, the maximum permissible ...

PFRDA allows NPS funds to invest in gold, silver ETFs, AIFs, REITs, and bonds adding diversification options for pension subscribers.

India's pension regulator issues updated unified investment rules for pension schemes, introducing clearer limits and a wider ...

"The new schemes have a minimum vesting period of 15 years. This means if you start investing at 30, you can exit at 45, ...

Under the new rules, you will now need to invest only Rs 4 lakh (20%) in an annuity product. The remaining 80% can be withdrawn as a lump sum — the tax treatment on this withdrawal would still be ...

Previously, there was a cap on how long you could stay invested in the NPS. Now, subscribers can continue their investment until the age of 85, unless they choose to exit earlier. This benefits those ...