In recent years, we’ve all seen massive investments being poured into the B2C fintech sector. The mainstream market has become more stabilized, with players like Monzo, Revolut, N26, Nubank and Chime ...

Forbes contributors publish independent expert analyses and insights. Kate Drew is an analyst, writer, and editor focused on fintech. When looking toward the future of the fintech industry in 2024, ...

The growth in partnerships between banks and Fintech companies through Banking as a Service (BaaS) models presents significant opportunities for innovation across the financial services sector.

White label banking is evolving from how it used to be a single-threaded product offer, to a broader and deeper banking as a service or embedded banking using modern technology. This concept of buying ...

What Is Banking-as-a-Service (BaaS)? Banking-as-a-Service (BaaS) is a financial technology that allows non-banking financial companies (NBFCs) to offer banking services to their customers. By ...

Learn the key differences between embedded finance and banking as a service, how they work together, and what they mean for modern businesses. Financial services are no longer limited to banks. Today, ...

Sens. Joe Manchin, D-W.Va., and Jerry Moran, R-Kan., reintroduced the Fair Audits and Inspections for Regulators (FAIR) Exams Act this month in an effort to enhance transparency of bank examinations.

Few could have anticipated the margin and deposit growth pressures financial institutions have suddenly faced in 2023. Traditional models cannot always solve balance sheet shortfalls. As innovative ...

Starling Bank has expanded its IT services reach into New Zealand, its fourth country outside the UK. Banks are increasingly turning their IT skills and resources into profit centres as financial ...

Live Oak Bank and CEO Chip Mahan have launched a banking-as-a-service initiative designed to avoid the ledger issued that have bedeviled other banks. Though Live Oak Bancshares aims to be a bigger ...

Founded by former Silicon Valley engineers, U.K.-based Griffin Bank, an API-driven banking-as-a-service (BaaS) platform, just obtained a banking license, roughly one year after starting the ...