Add Yahoo as a preferred source to see more of our stories on Google. A real payload. tiero/iStock via Getty Images Plus “Moral hazard” refers to the risks that someone or something becomes more ...

“Moral hazard” refers to the risks that someone or something becomes more inclined to take because they have reason to believe that an insurer will cover the costs of any damages. The concept ...

The fallout from Silicon Valley Bank’s failure has revived some of those financial crisis buzzwords we really, really hoped we wouldn’t have to say again. “Bailout,” “emergency lending facility” and ...

You’ve probably heard it by now — the shorthand number — $250,000. That’s the amount of money the Federal Deposit Insurance Corporation will cover for a customer — in most cases — if their bank goes ...

With the stock market whipsawed over concerns about a banking crisis, there's been a lot of debate on Wall Street and in Washington about the actions that the Federal Reserve and the Treasury have ...

Washington’s favorite term these days is “moral hazard.” Though this buzzphrase may seem like a complex and even intimidating idea, most of us, whether consciously or not, understand the principle ...

Every financial crisis starts with the untimely demise of a canary in a relatively small metaphorical coal mine. The death is sudden and tragic, and the authorities are “shocked, shocked to find that ...

The banking industry is intrinsically perilous. To start, banks cannot earn decent profits without being highly leveraged. After paying their overhead, banks have negligible margins. For example, ...

A few months ago, "moral hazard" was the favorite phrase of politicians and policy wonks. Just six months ago Federal Reserve Chairman Ben Bernanke gave a big speech discussing the need to avoid ...

The 16th Finance Commission prioritizes efficiency over equity, shifting incentives towards economic effort by weighting GSDP share in horizontal distribution. It also discontinues revenue-deficit ...