If you drive fewer than 10,000 miles per year, a pay-per-mile or usage-based insurance plan could be right for you. Here are our favorites.

Lemonade is a car insurance company offering telematics-based and pay-per-mile insurance. It uses AI technology to process most claims and says that it handles 40% of them instantly. Its unique ...

Several insurers in multiple states offer pay-as-you-go car insurance, which allows drivers to pay for coverage based on their actual driving habits. While this model can reduce premiums for ...