Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Part of the issue is that the recent surge in digital lending and ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Before a debt collector can pursue you for a debt, they are generally required to first send you a debt validation letter. This ...

Every year, millions of Americans are contacted by debt collectors over old debts — and the debt collection process tends to be similar whether it's a lingering medical bill, delinquent credit card ...

If you've received a call or a letter from a debt collector claiming you owe money, but you believe there's been a mistake, you have rights under the law to challenge it. But while disputing a debt ...

Finding an unfamiliar collection account on your credit report is almost always an unwelcome surprise. After all, having any debt in collections can have a big impact on your finances — and it can be ...

Whether you’re applying for a loan, looking for a new job or trying to improve your finances, a good credit score is key to reaching your goals. Unfortunately, a ...