The terms hard background and soft background check pertain to how a credit inquiry is made with the three major credit reporting agencies: TransUnion, Experian and Equifax. A background check is ...

Soft credit checks won’t impact your credit score, but the same can’t be said of hard credit inquiries. Katie covered all things how-to at CNET, with a focus on Social Security and notable events.

Learn the key facts about background checks, including what employers consider and how this information impacts job seekers and hiring decisions ...