The terms hard background and soft background check pertain to how a credit inquiry is made with the three major credit reporting agencies: TransUnion, Experian and Equifax. A background check is ...
Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...
Soft credit checks won’t impact your credit score, but the same can’t be said of hard credit inquiries. Katie covered all things how-to at CNET, with a focus on Social Security and notable events.
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