Lower annuitisation, extended investment timelines and flexible withdrawals have made NPS more investor-friendly.

The Pension Fund Regulatory and Development Authority has updated the National Pension System. New guidelines expand ...

Under the revised guidelines, pension funds must invest contributions prudently across several regulated asset categories.

The government employees who are subscribers of NPS, UPS, and APY can invest up to five percent, the maximum permissible ...

"The new schemes have a minimum vesting period of 15 years. This means if you start investing at 30, you can exit at 45, ...

Previously, there was a cap on how long you could stay invested in the NPS. Now, subscribers can continue their investment until the age of 85, unless they choose to exit earlier. This benefits those ...

Under the new rules, you will now need to invest only Rs 4 lakh (20%) in an annuity product. The remaining 80% can be withdrawn as a lump sum — the tax treatment on this withdrawal would still be ...

Pension funds managing NPS, UPS, and APY schemes can now invest in silver and gold ETFs, the Nifty 250 index, and Alternative Investment Funds (Category I and II). These updates, detailed in a master ...

For many, the new tax regime's appeal lies in paying a lower or comparable amount of tax while avoiding the hassle of ...

Non-government NPS subscribers can now withdraw up to 80% of their retirement corpus as a lump sum upon exit, and in some ...

This article explains why NPS-using Tier 1 for pension building and Tier 2 for flexible saving may fit better when a steady ...

The pension investment landscape in India is set for a major shift after the PFRDA allowed exposure to gold and silver ETFs ...