Structuring is the act of parceling what would otherwise be a large financial transaction into a series of smaller transactions to avoid scrutiny by regulators and law enforcement. [1]

Nov 29, 2025 · Structuring is a specific federal financial crime that involves the deliberate manipulation of cash transactions to evade government oversight. This practice is specifically …

Jul 15, 2005 · Structuring is the breaking up of transactions for the purpose of evading the Bank Secrecy Act reporting and recordkeeping requirements and, if appropriate thresholds are met, …

May 14, 2025 · Structuring, often referred to as “smurfing”, is a technique employed in money laundering and financial fraud. It involves breaking down large amounts of illegal funds into …

May 26, 2023 · Among these techniques, two common practices stand out: smurfing and structuring. What is structuring? Structuring occurs when someone intentionally splits large …

While smurfing and structuring share many similar characteristics and are often used interchangeably, they are not identical—the main difference between smurfing and structuring …

Nov 19, 2025 · All financial institutions are at risk of money laundering through the use of complex schemes, including the practice of structuring. Find out what structuring involves, the potential …

Nov 30, 2025 · In order to avoid the reporting requirements, which the Bank Secrecy Act sets forth, individuals and businesses in the 1980s began making and structuring transactions, …

Oct 31, 2025 · Structuring, a prevalent money laundering technique, is the practice of splitting large sums of illegal funds into smaller transactions to fly under the radar of financial …

STRUCTURING definition: 1. present participle of structure 2. to plan, organize, or arrange the parts of something: . Learn more.