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Thinking About Refinancing Your Mortgage? Here’s What You Need to Know About Timing & Appraisals 🏡📉 If mortgage rates drop, refinancing could save you thousands—but timing is key! Many homeowners don’t realize that refinancing within 6–12 months of buying can impact your home’s appraised value. 👉 Refinance sooner, and your original purchase price may still be used—potentially avoiding a new appraisal altogether. ✅ Ask about a “mini mortgage” application ✅ You may qualify for an appraisal waiv
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